Flexible finance solutions for SMEs, powered by a trusted partnership

alternative business funding

01244 525473

Office hours 9am - 5pm

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Fast, Flexible, business Loans

White Oak UK & Alternative Business Funding: 9 Years of Helping UK Businesses Thrive

Applying won’t affect your credit score

business finance

White Oak UK works with the Government-owned British Business Bank,

Assisting thousands of businesses and providing over £400 million in loans.

Check your eligibility in minutes

This won’t affect your credit score

Access a Business Loan in 3 Simple Steps

By applying for a business loan with White Oak UK today

1. Apply online in under 5 minutes

Our loans are designed for small businesses, meaning only basic information is required to process your application

2. Receive approval in as little as 4 hours

Once approved, the desired amount can be transferred to your bank account, which should be available within hours.

3. Flexible borrowing from 3 to 12 months

Your repayment plan can be spread over a timeframe that suits your business.

White Oak UK works with the Government-owned British Business Bank

Since 2016, White Oak UK and ABF have helped UK SMEs access more than £30 million in funding. Our partnership is built on a shared mission: making business finance accessible, simple, and supportive

Your goals come first

Join over 60,000 SMEs

By applying for a business loan with White Oak UK today

Why choose White Oak UK?

1. Looking to improve your cash flow or start a new venture?

We've got the financial solutions to help your business thrive.

2. For over 35 years, we've been providing businesses

like yours with the funding they need to grow and succeed.

3. As an independent UK-based provider

We offer tailored financing options, and we pride ourselves on quick turnaround times.

asset based lending

White Oak UK is a trading style of LDF Operations Limited (FRN:630633) and LDF Ops Limited (FRN:625155), both companies are authorised and regulated by the Financial Conduct Authority, authorised as a Credit Broker and lender. We work with a panel of lenders. White Oak UK is a trading style of LDF Finance No.1 Limited (FRN: 716262), LDF Finance No.2 Limited (FRN:717356), LDF Finance No. 3 Limited (FRN: 716801) are authorised and regulated by the Financial Conduct Authority, authorised as a lender. LDF Operations Limited (Reg No: 02029122), LDF Finance No.1 Limited (Reg No: 04893877), LDF Finance No.2 Limited (Reg No: 08822802), LDF Finance No. 3 Limited (Reg No: 08822799) incorporated in England & Wales, Registered Office: Second Floor, HQ Offices, 58 Nicholas Street, Chester, England, CH1 2NP. LDF Ops Limited (Reg No: SC198910), incorporated in Scotland, Registered Office: Sixth Floor, 58 Waterloo Street White Oak UK works with the Government-owned British Business Bank, assisting thousands of businesses and providing over £400 million in loans.
This won’t affect your credit score
Office hours 9am – 5pm