Join over 60,000 SMEs by applying for a business loan with White Oak UK today

0333 014 2111

Office hours 9am - 5pm

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Apply now in 3 simple steps

Fast, flexible business loans

Join 60,000 other businesses and borrow £20,000 – £2 million

Check Your Eligibility
Applying won’t affect your credit score

Join 60,000 other businesses and borrow £20,000 – £2 million.

Eligibility Form

White Oak UK works with the Government-owned British Business Bank,

Assisting thousands of businesses and providing over £400 million in loans.

Check your Eligibility in Minutes

This won’t affect your credit score

Quick Apply

  • Lend up to £2 million
  • 12 - 48 month terms repayment terms
  • Secured & unsecured lending
Check Eligibility
Apply Now

Commercial Loans

Our working capital and business development loans are designed for SMEs and mid-corporates.
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VAT and Tax loans

Unlock the cash stuck in unpaid invoices and enjoy the freedom to grow
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Asset Finance

As a leading asset finance providers, we can help you get access to the equipment you need for your business
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Invoice Finance

With up to 90% advance rates, we can help you unlock cash stuck in unpaid invoices and keep business flowing

Business Loans in 3 Simple Steps

By applying for a business loan with White Oak UK today

Apply Now
1. Apply Online in Under 5 Minutes

Our business loans are designed for small businesses, so you only need to provide basic information for us to process your application. 

2. Receive Approval in as Little as 4 Hours

Once approved for a business loan, you can transfer the desired amount to your bank account. The funds should be available within hours

3. Flexible Borrowing from 3 to 48 Months

Your repayment plan can be spread over 3 to 48 months.

White Oak UK works with the Government-owned British Business Bank,

Assisting thousands of businesses and providing over £400 million in loans.

Your Goals Come First

Join over 60,000 SMEs

By applying for a business loan with White Oak UK today

Apply Now

Why choose White Oak UK?

1. Looking to improve your cash flow or start a new venture?

We've got the financial solutions to help your business thrive.

2. For over 35 years, we've been providing businesses

like yours with the funding they need to grow and succeed.

3. As an independent UK-based provider

We offer tailored financing options, and we pride ourselves on quick turnaround times.

Apply Now

White Oak UK is a trading style of LDF Operations Limited (FRN:630633) and LDF Ops Limited (FRN:625155), both companies are authorised and regulated by the Financial Conduct Authority, authorised as a Credit Broker and lender. We work with a panel of lenders. White Oak UK is a trading style of LDF Finance No.1 Limited (FRN: 716262), LDF Finance No.2 Limited (FRN:717356), LDF Finance No. 3 Limited (FRN: 716801) are authorised and regulated by the Financial Conduct Authority, authorised as a lender. LDF Operations Limited (Reg No: 02029122), LDF Finance No.1 Limited (Reg No: 04893877), LDF Finance No.2 Limited (Reg No: 08822802), LDF Finance No. 3 Limited (Reg No: 08822799) incorporated in England & Wales, Registered Office: Second Floor, HQ Offices, 58 Nicholas Street, Chester, England, CH1 2NP. LDF Ops Limited (Reg No: SC198910), incorporated in Scotland, Registered Office: Sixth Floor, 58 Waterloo Street White Oak UK works with the Government-owned British Business Bank, assisting thousands of businesses and providing over £400 million in loans.
This won’t affect your credit score
Office hours 9am – 5pm

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