Fast, flexible funding for your business.

As specialists in SME finance, we provide tailored funding solutions to meet your needs, whether it's a commercial loan for VAT or tax, or invoice finance to release funds tied up in invoices. We've got you covered!

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Customer experience rating 5 /5

We are on your side

The right solutions

We have built a wide range of products and funding partnerships. Keeping all your financing needs under one roof.

Fast decisions

Our agility sets us apart. We turn around most lending decisions within 24 hours. Time is money after all

Personal service

You will speak to one of our UK-based points of contact every time you call. They won’t just be experts in their field, they’ll be experts in the needs of your business.

Support from trusted experts.

We have helped businesses like yours for more than 30 years. People trust us to deliver the support they need, when they need it.

“Whether it's a requirement for a fleet of vans, or for new plant and machinery, we would love to speak with SME's to see how we can support their ambitions.”

Andy Davies

Managing Director Leases & Loans, White Oak UK

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years lending experience


applications approved annually

Partnering with you

We concentrate less on transactions, and more on partnerships. We work with you to find the best finance options for your business, build long-term relationships and help you take the next step.

“Our 5 star service rating is testament to our commitment and longevity in the SME landscape.”

Scott Liddell

Direct Lending Consultant, White Oak UK

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5 star Feefo reviews for our award-winning service


of clients would choose White Oak again