VAT Loans

A short-term business loan to cover outgoings like your VAT bill, spread over 3-12 months to help smooth cash flow and free up cash for investment in other areas of your business.

The Facts

  • Reverse Charge VAT
  • VAT cost on property purchases
  • Corporation tax
  • Annual insurance bills
  • Private Indemnity Insurance
  • Software licenses

Key Terms

  • Borrow from £2k – £500k
  • Fixed payments over 3 months – 5 years
  • No early repayment fees

Eligibility Requirements

  • Trading for 3 years or longer
  • Track record of profitability
  • Short-term requirement

Get in touch to discuss the VAT loan you need and speak to someone in our team who understands your business goals

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Types of VAT Loans

Reverse Charge VAT

Navigate the complexities of Reverse Charge VAT effortlessly with our tailored VAT Loans, providing the financial support needed to manage cash flow effectively while meeting your tax obligations seamlessly.

VAT Cost on Property Purchases

Streamline property transactions with VAT Loans designed to cover the VAT costs associated with purchases, ensuring a smooth process and eliminating financial barriers in property investment.

Corporation Tax

Optimise your business tax strategy with VAT Loans addressing Corporation Tax, providing the necessary funds to meet your obligations and allowing you to focus on your company’s growth and success.

Annual Insurance Bills

Manage annual insurance bills with ease through VAT Loans, ensuring a consistent and reliable source of funding to cover insurance costs without compromising your business’s financial stability.

Private Indemnity Insurance

Safeguard your business with VAT Loans tailored for Private Indemnity Insurance, offering financial support to cover insurance premiums and protect your enterprise against unforeseen risks.

Software Licenses

Keep your business technologically competitive with VAT Loans designed for software licenses, ensuring you have the funds to invest in essential software tools without straining your cash flow.

Frequently Asked Questions

“We explored various banking options, yet found none aligned with our needs. White Oak UK, however, demonstrated a thorough understanding of our business, making the financing process seamless.”

Alchemy Coffee


Here to help if you need us

Contact our UK-based team if you have any questions