Working Capital Loans

Our working capital loans are designed to help businesses enhance their cash flow, covering everything from spreading the cost of corporation tax to supporting recruitment needs. A business working capital loan provides the flexibility to manage daily operational expenses and overcome short-term liquidity challenges with ease.

Our specialists are fully aware of the unique challenges small and new businesses face when managing finances, that’s why our small business working capital loans are designed to provide flexible financial support. Whether you're just starting out or looking to grow, our working capital loans for small businesses can help cover essential operational expenses, from payroll to inventory purchases.

For new ventures, our working capital loan for new business offers a financial boost to ensure you have the cash flow needed to get off the ground and thrive. Whether you need funds to smooth out cash flow fluctuations or manage unexpected costs, our working capital finance solutions ensure your business remains agile and well-prepared.

For long-term investments, explore our asset finance options.

Benefits

  • Corporation and Income Tax Payments
  • VAT Payments
  • Insurance Cover
  • Practising Certificates
  • Software Licenses
  • Annual Subscriptions & Licenses

Key Terms

  • Borrow from £25k to £1m
  • 3 to 12 month terms
  • Interest only option available

Eligibility Requirements

  • Trading for 3 Years or Longer
  • Track Record of Profitability
  • Short-Term Requirement

Get in touch to discuss your buisiness loan requirements today.

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Types of Working Capital Loans

Corporation and Income Tax Payments

Ensure smooth financial operations by utilising Working Capital Loans to cover Corporation and Income Tax payments, offering the flexibility needed to meet your tax obligations without compromising your business’s liquidity.

VAT Payments

Stay ahead of your VAT commitments with Working Capital Loans, providing a reliable source of funds to manage VAT payments seamlessly and maintain a strong financial position for sustained growth.

Insurance Cover

Protect your business against unforeseen events by leveraging Working Capital Loans to cover insurance costs, ensuring that you have the financial security needed to navigate unexpected challenges.

Practising Certificates

Secure the necessary certifications for your professional practice with Working Capital Loans, offering the financial support required to obtain and renew practising certificates without disrupting your cash flow.

Software Licenses

Keep your business at the forefront of technology with Working Capital Loans tailored for software licenses, enabling you to invest in essential tools without compromising your working capital.

Annual Subscriptions & Licenses

Sustain your business operations smoothly with Working Capital Loans, addressing the financial demands of annual subscriptions and licenses, and ensuring your continued access to essential resources and services.

Frequently Asked Questions

“We explored various banking options, yet found none aligned with our needs. White Oak UK, however, demonstrated a thorough understanding of our business, making the financing process seamless”

Alchemy Coffee

Owner

Here to help if you need us

Contact our UK-based team if you have any questions