Commercial Loans
Take control with a fast and flexible loan.
We make securing commercial loans effortless. Our commercial finance brokers work closely with a wide range of commercial finance lenders to find the best financing options that suit your business goals.
A commercial finance broker simplifies the funding process by acting as a middleman between businesses and lenders. They utilise their expertise and relationships with various commercial finance lenders to identify financing options tailored to your specific business needs.
Benefits
- Fast funding within one working day
- Can be used for a range of purposes
- Secured and unsecured lending
- Repayments tailored to your business
- Your own relationship manager
Key Terms
- Borrow from £25k to £2m
- 12-48 months repayment terms
- Flexibility around options
Eligibility Requirements
- UK SMEs and mid-corporates
- Turnover between £200,000-£45M
- Trading for three years or longer
- Track record of profitability
- Limited Company, Limited Liability Partnership, Sole Trader and Partnerships
We make it effortless
Types of Commercial Loans
Corporation Tax and VAT
Manage tax and VAT with a short-term loan and fixed monthly repayments.
Debtors
Keep your cashflow steady while recovering outstanding business debtor receipts.
Insurance
We can fund most insurance premiums over a range of repayment terms.
Recruitment
If you need to build your team we can help you cover the cost of recruitment.
Acquisition
Spread the cost of funding your business acquisitions.
Partner buy in/out
Cash flow can be disrupted during a buy in/out, we can help you keep it steady.
Refurbishment
Taking on a refurbishment project? We can help with improvements.
IT & Subscriptions
Infrastructure upgrades can be costly, we can help you spread the payments.
Frequently Asked Questions
“Whether it's a short term VAT loan or a longer term business development loan requirement, White Oak UK have a broad range of working capital loan solutions to suit most lending needs. We specialise in commercial loans whether it's for a solictor's firm Professional Indemnity Insurance loan, or for a Tax bill for a construction company. Supporting SME's with their growth is at the heart of what we do. ”
Hollie Brimble
Direct Lending Consultant
Customer Stories
Giving a global FMCG wholesaler the upfront capital to take control of their supply and maximise profits.
Here to help if you need us
Contact our UK-based team if you have any questions