We are incredibly pleased and excited to announce that we’ve been awarded Best Business Loan Provider at the prestigious Business Moneyfacts Awards 2026. In addition, we also received high commendation as an Alternative Business Loan Provider, which is a huge honour. Furthermore, this marks our second major Moneyfacts accolade. We previously won Best Service in 2020.
“As we mark our 40th anniversary of supporting businesses, this recognition carries real meaning. Not only does it represent the dedication of every single one of our team members, but it also shows that we’re making a real difference for our clients, which is a fantastic recognition.” Melinda Crocker”, White Oak UK.
About White Oak UK
Established in 1986, White Oak UK specialises in tailored SME lending and has grown into one of the UK’s largest non-bank providers. With a £500 million balance sheet, facilities include backing from Barclays and our UKEF partnership. The partnership was established to empower SMEs that export. In addition, we are headquartered in Chester with nationwide reach. We’re also known for our working capital loans, hire-purchase capabilities, and asset refinancing. In short, we help thousands of small and medium-sized businesses bridge cash gaps and scale operations.
A suite of lending facilities for better business
White Oak UK is well-versed across various business sectors. Whether your monthly revenue fluctuates due to seasonal patterns or you enjoy a smooth, seamless baseline, we can work with you to secure a suitable facility. We stand out as Moneyfacts’ Best Business Loan Provider 2026 thanks to our diverse, flexible product suite tailored for SMEs. In addition, we blend speed (the majority of our products have a total turnaround time of 24-hours), innovation, and customer focus that outpace traditional banks.
What does the future hold for White Oak UK?
Looking ahead, White Oak UK envisions a bolder role in UK growth. As a new partner in UK Export Finance’s General Export Facility, we now offer government-backed loans of up to £25 million for exporters (mainly smaller firms) aiming to expand internationally. This promises seamless short-term finance and aligns with ambitions to supercharge SME exports amid global opportunities. Ultimately, it helps strengthen the UK economy as a whole.
White Oak UK’s future strategy emphasises expanding export support, enhancing digital tools for quicker approvals, and deepening asset finance innovations. By removing growth barriers, we aim to firm up our executive position in SME lending through 2030.
Talk to us
If you are looking to find the right finance for your business, contact us today.
Discover the right business products all in one place.
Tell us about your business.
