Vehicle & Equipment Financing
We can help you invest in your fleet, equipment, tools, and technology. Our support goes beyond vehicle finance companies - you can spread the cost, tailor payments, and get funds fast.
Finance for Transport & Leasing
Overview
In a sector that’s constantly moving, you need strong financial foundations to keep pace. Our flexible products can help you manage cashflow, invest in your business, and build your future.
Fast and flexible support
Whether it’s a working capital loan, funds to purchase equipment, or asset finance, we’ve helped lots of transport and leasing businesses just like you. And we can turn around most lending decisions in 24 hours – so you can get planning your future, fast. Hear from some of the businesses we’ve helped.
If you would like to find out more or require assistance for your business, please get in touch with our hire team on 0141 846 8360. Alternatively, email assetfinance@whiteoaukuk.com.
FAQs
What is transport finance?
Transport finance is tailored to help businesses and individuals acquire, lease, or maintain transportation assets. It opens up opportunities for growth and enables your business to scale more effectively.
Who can benefit from transport finance?
Transport finance can benefit logistics companies, couriers, delivery businesses, vehicle rental companies and dealerships, so get in touch to learn more and see if you qualify.
What are my options for structuring a vehicle finance deal?
Our team will work with you to structure your deal around your business needs. Options include:
Accessing VAT deferrals in line with your VAT quarter
Balloon payments are aligned with future vehicle values
Seasonal payments to match your cash flow
Other tailored solutions to suit your unique requirements
What terms are available for business vehicle hire purchase?
We provide flexible Hire Purchase (HP) agreements, allowing you to choose a term length that works best for your business and cash flow, giving you control over your monthly payments.
How does business fleet refinancing work?
Our refinance product helps businesses unlock funds from their existing fleet. It can be used to:
Raise equity on your current vehicles
Refinance balloon payments at the end of an agreement (even if the original agreement wasn’t funded with us)
It’s a versatile solution that provides funds quickly and efficiently to fit your business needs.
Do you provide funding for vehicle rental licensee networks like VRS, URG, LCVR, and Regulus?
Yes. A significant portion of our vehicle rental industry funding is provided to groups and licensee networks. As the exclusive strategic funding partner of VRS, we also offer additional benefits specifically for VRS licensees. We also offer funding for:
- Outright purchases
- Refinance
- Rent-to-buy purchases
- Much more
How we can help
Working Capital Loans
These types of business loan gives you access to reliable working capital. Looking to scale? Need to adapt to shifts in the market? Need to cover payroll or operational expenses? A capital loan could help.
Invoice Finance
Chasing invoices can be a challenge in a customer focused sector. We can unlock the cash in your unpaid invoices and help you collect payments.
Commercial Loans
Whether you’re looking to grow your fleet, finance production changes, buy new equipment, or invest in your team, our loans are flexible and tailored to your business needs.
Here to help if you need us
Contact our UK-based team if you have any questions
