White Oak UK Launches Business Loan Eligibility Calculator

If you’re an SME, business funding helps amplify your output by enabling you to acquire assets, hire staff, or invest in software. It also covers essential overheads like VAT and other taxes, helping you navigate financial challenges. However, the application process often feels daunting. Stringent credit checks and the risk of rejection might discourage you from applying.

White Oak UK aims to simplify this process, making funding more accessible. Our business loan eligibility calculator provides transparent, empowering results in as little as 48 hours—without affecting your credit score.

What types of business funding does White Oak UK offer?

White Oak UK Launches Business Loan Eligibility Calculator, assisting thousands of businesses and providing over £380 million in loans in 2024. We’re passionate about your growth, which is why we offer a range of flexible and tailor-made financing options. These include commercial loans, which allow SMEs and mid-corporates to unlock up to £2 million, spreading the repayment cost over a term of up to 48 months. Our commercial loans are available as a form of either secured or unsecured lending, potentially allowing asset-rich businesses to obtain funds by making use of possessions.

Alternatively, asset finance can assist your business in obtaining essential equipment that will bring innovation to your operations, and boost the bottom line. Other business loan solutions designed with you in mind include VAT and tax loans or invoice finance.

Discover our Eligibility Calculator

Brand new for 2025, our Business Loan Eligibility Calculator is a tool you can use to see if you qualify for a business loan. You’ll also be able to see how much you may be able to borrow, stipulate your desired repayment terms and get an answer within 48 hours. Your credit score won’t be affected, meaning you can get the figures you need and feel confident in moving forward.

Andy Davies, Managing Director of Leases & Loans, is excited about the power and potential that the tool has for businesses. He states, “Our eligibility calculator will revolutionise the entire loan application process. We’ve been carefully working on this tool for months, and this final iteration will empower SMEs and mid-sized businesses to make an informed decision on their funding. Debtors will no longer be discouraged by rigorous and lengthy processes, instead being able to get obligation-free answers within 48 hours.”

How does the business loan Eligibility Calculator work?

Our eligibility tool can give you information about what you’d be entitled to borrow (along with the overall interest you’d pay) in three simple steps.

Apply quickly online by filling in some basic information about you and your business.
Receive approval in as little as 4 hours. Once approved, you can get the cash deposited into your bank account in a matter of hours.
Spread your repayments over a time that suits you from 3 to 48 months.

Sound good? See what you can borrow today.

Does the calculator affect my credit score?

In short, no. The calculator performs a ‘soft search’ on your credit report, also known as a soft credit check. This quick review doesn’t affect your credit score and helps determine eligibility for credit, insurance, or loans.

How White Oak UK’s Launch of Business Loan Eligibility Calculator can help with your loan requirements

We can help your business thrive and hit new growth, profit and adaptability targets. For over 35 years, we’ve been providing businesses like yours with the funding they need to grow and succeed. We’re independent, UK-based, and we’ve been a mainstay in the Top 50 Lenders for SMEs.

We want the best for your business. That’s why we offer tailored financing options with quick turnaround times. With a reputation for transparency and integrity, it’s no wonder over 20,000 businesses have chosen us as their trusted financial partner – we’d love the opportunity to support you too.

Speak to one of our friendly advisors today by getting in touch with us on 01244 527300, emailing admin@whiteoakuk.com, or getting an obligation-free quote with our eligibility checker.

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If you are looking to find the right finance for your business, contact us today.

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