The Client
Our client is a dynamic retail and hospitality business operating multiple locations across the UK. Focused on delivering high-quality customer experiences, they aimed to scale operations regionally. With an important trading period approaching, the business needed to invest in seasonal stock and marketing — requiring fast, flexible funding to support short-term cash flow. Timing was critical to maximise upcoming sales opportunities.
The Challenge
Like many growing businesses in retail and hospitality, the client faced cashflow pressures typical of the sector. They required capital in place quickly to secure inventory and fund marketing efforts ahead of peak trading, without disrupting daily operations or risking missed sales due to delayed financing.
How we helped
Same-Day Funding Decision and Tailored Support
By applying through the White Oak UK website, the client received a same-day funding decision and was approved for a facility spread over six months. This allowed them to:
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Secure stock ahead of rising customer demand
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Invest in targeted local advertising and promotions
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Maintain healthy cashflow without operational disruption
With our fast, flexible business finance, the client capitalised fully on their trading period and continues to grow confidently.
Changing the Game with Fast Business Finance
Say goodbye to lengthy waiting times, endless paperwork, and confusing jargon. White Oak UK offers transparent, quick, and tailored business funding solutions designed for UK businesses across sectors — whether retail, hospitality, construction, or professional services.
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Provisional eligibility response in minutes
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No impact on credit score during eligibility checks
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Flexible terms to suit your business needs
Check your eligibility now and get the funding you need to keep your business moving forward.
Talk to us
If you are looking to find the right finance for your business, contact us today.

Direct Lending Consultant