The Client
A recent customer success story offers a critical insight into how we are making the business finance world more aligned with our own White Oak UK values of friendliness, flexibility and fairness. Unlike the rigidity of traditional bank loans and overdraft facilities, this exciting era of business finance allows SMEs and organisations to secure the cash injection they need without mountains of paperwork, lengthy processing times and other logistical hurdles. Our most recent customer case study involves the leading football media company, Footballco, and the UK branch of Forvis Mazars, a network of global professionals.
The Client
Formed in 2020 when DAZN Group sold its Media Division, Footballco is a UK-based digital sports media company. They own, operate and generate a wealth of content for various free-to-use digital football media platforms (mostly websites and apps) that give fans intimate and instant access to the beautiful game.
The fans – around 650 million of them – form Footballco’s worldwide monthly audience. The largest platform in their portfolio is goal.com, while others include Voetbalzone, MUNDIAL and the video service FC Player. Described as a ‘next-gen football business’ by IAB UK, the business employs more than 350 content creators, writers, editors, producers and designers to work on their material all around the world
The Challenge
Footballco is continuing its rapid global expansion, backed by TPG, with ambitious growth plans across the US and MENA markets. To maintain momentum and strengthen profitability, the company required a flexible Working Capital loan that could support its unique services and international operations. Traditional lenders often lack the agility to meet the needs of next-generation businesses, but White Oak UK delivered tailored Business funding that provided the financial flexibility Footballco needed to scale confidently.
How we helped
We collaborated with Forvis Mazars in the UK to advise on and deliver a successful debt fundraise that would allow Footballco to pursue further growth. Our dynamic team worked closely with the client and the experts at Forvis Mazars to structure a flexible working capital solution that aligns with the unique characteristics of the business – something that traditional lenders are often unable to do.
We’re incredibly proud of this achievement, and we’re keen to celebrate the collaborative effort on all parts. A huge well done to all involved at Footballco and the Debt Advisory team at Forvis Mazars in the UK.
Business Finance FAQs
What is a flexible finance solution?
A flexible finance solution is a form of business loan that allows you to purchase an asset, invest in expansion or otherwise scale your business for growth and success. The loan operates on an agreed set of terms, which are often considered flexible due to their varying repayment lengths and manageable monthly amounts.
What types of business loans do you offer?
White Oak UK specialises in a range of different business finance loans designed to achieve a variety of outcomes or cover specific overheads such as VAT. Some of our most popular examples include:
- Invoice Finance: We take your unpaid invoices as leverage, giving you a quick injection of cash and saving the legwork of chasing payments.
- Working Capital Loans: Doing what it says on the tin, this type of business finance allows you to unlock an extra amount of working capital so that you can keep your costs covered, expand into new areas or otherwise develop the business for growth.
- Tax Loans: We can help you spread the cost of your tax bill as opposed to you using up too much of your precious cash reserves to pay it on time. You’ll have the breathing room to pay it over a period of 3 to 12 months instead.
- Asset Finance: A business is the sum of all its parts, which is why we can help ensure that all parts are working as they should. Upgrade your fleet, invest in new technology or overhaul your office with asset finance, a business loan that you can repay with manageable monthly payments.
Browse the complete range of products here.
How do I know if my business is eligible for a loan?
Eligibility criteria will differ from lender to lender; however, our two mainstays across most of our business finance products are:
- You must have been trading for at least 3 years
- You can demonstrate a track record of profitability
Check your eligibility online without affecting your credit score.
I’ve never heard of White Oak UK – how do I know I can trust you?
We get it. You want to be sure your business is in capable hands. We’re really proud to have won several awards at the Business Moneyfacts Awards, most recently being commended for Best Service from an Alternative Funding Provider. We also have a Feefo rating of 5/5, and over 200 real humans based in our offices across the UK, ready to help.
How quickly can I access funding with a business finance loan?
At White Oak, we know timing matters. That’s why we make our process as simple and efficient as possible. Once your application is approved, funds can be released in just a few days, or even hours in some cases.
We won’t bury you in unnecessary paperwork or long waits. Instead, we work with you to understand your needs and get your business the support it deserves, when it needs it. Whether you’re covering cash flow, investing in growth, or simply managing day-to-day costs, we’re here to help you move forward without delay. It’s worth noting that the better your accounts and paperwork, the quicker your funds will get to you.
What makes White Oak UK different from a traditional bank loan?
We believe business finance should be straightforward, fair, and designed around you. Unlike many banks, we don’t take a one-size-fits-all approach. Our loans are flexible, with repayment options that suit your cash flow, not the other way round. We focus on relationships, not tick-box lending, so you can feel confident you’re working with a partner who understands your business. At White Oak UK, it’s about making finance work for you, so you can keep doing what you do best.
Talk to us
If you are looking to find the right finance for your business, contact us today.
