The Client
We supported a well-established, family-run construction business based in Cumbria. With over 30 years of industry experience, the company specialises in tarmac, groundworks, and general construction services across both residential and commercial projects. From driveways and fencing to full-scale roadworks, they have built a trusted reputation for high-quality workmanship and reliability. Recently, the business secured a major reinstatement contract—an exciting opportunity to scale operations and strengthen its regional presence.
The Challenge
Despite securing a high-value contract, the company was facing short-term cash flow pressures. Following a severe winter period, several clients had delayed payments, creating strain on working capital at a crucial time. The business needed fast access to funding to avoid disruptions, ensure the timely purchase of materials, and mobilise labour and equipment for the new project. Without financial support, the risk of delays could have jeopardised both the contract and future growth plans.
How we helped
White Oak UK provided a flexible working capital loan & VAT loan tailored to the company’s needs. The funding enabled the business to move forward with confidence—securing resources, managing cash flow, and fulfilling current commitments without compromise. With financial stability restored, the company is now well-positioned to deliver the reinstatement project on schedule and capitalise on further opportunities in the local infrastructure and construction sector.
Talk to us
If you are looking to find the right finance for your business, contact us today.
Direct Sales Team Leader
